Privacy Policy

Zero Deficit™ CCRN Prep

Last Updated: January 7, 2025 | Effective Date: January 7, 2025

Zero Deficit LLC ("we," "our," or "us") operates the Zero Deficit™ CCRN Prep mobile application and website (collectively, the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service. Please read this privacy policy carefully. By using the Service, you consent to the data practices described in this policy.

1. Information We Collect

1.1 Personal Information You Provide

When you register for an account, we may collect:

1.2 Payment Information

When you purchase a subscription, payment processing is handled by Stripe. We do not store your full credit card number, CVV, or other sensitive payment details on our servers. We may receive:

1.3 Usage Data

We automatically collect certain information when you use the Service:

1.4 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to maintain your session, remember your preferences, and improve your experience. You can control cookies through your browser settings.

2. How We Use Your Information

We use the information we collect to:

3. Disclosure of Your Information

We may share your information in the following circumstances:

3.1 Service Providers

We share data with third-party vendors who assist in operating the Service:

3.2 Legal Requirements

We may disclose your information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

3.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity. We will notify you of any such change.

3.4 We Do NOT Sell Your Data

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

4. Data Retention

We retain your personal information for as long as your account is active or as needed to provide the Service. Specifically:

Upon account deletion, we will delete or anonymize your data within 30 days, except where retention is required by law.

5. Security of Your Information

We implement industry-standard security measures to protect your information:

While we strive to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

6. Your Privacy Rights

You have the following rights regarding your personal information:

To exercise these rights, please contact us at privacy@zerodeficitccrnprep.com. We will respond within 30 days (or as required by applicable law).

7. State-Specific Privacy Rights

7.1 California Residents (CCPA/CPRA)

Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), California residents have the right to:

To submit a verifiable consumer request, contact us at privacy@zerodeficitccrnprep.com.

7.2 Virginia Residents (VCDPA)

Under the Virginia Consumer Data Protection Act, Virginia residents have the right to:

7.3 Colorado Residents (CPA)

Under the Colorado Privacy Act, Colorado residents have similar rights including:

7.4 Connecticut Residents (CTDPA)

Connecticut residents have rights similar to Virginia residents under the Connecticut Data Privacy Act, including access, correction, deletion, and portability rights.

7.5 Utah Residents (UCPA)

Under the Utah Consumer Privacy Act, Utah residents have rights to access, delete, and obtain a portable copy of their data, as well as opt-out rights for targeted advertising and sale of personal data.

7.6 Nevada Residents

Nevada residents may opt out of the sale of their personal information. We do not currently sell personal information, but you may submit a request to privacy@zerodeficitccrnprep.com.

8. Children's Privacy

The Service is intended for users who are 18 years of age or older. We do not knowingly collect personal information from children under 13 years of age. If we learn that we have collected personal information from a child under 13, we will promptly delete that information.

If you believe we have collected information from a child under 13, please contact us immediately at privacy@zerodeficitccrnprep.com.

9. Third-Party Services

Our Service integrates with the following third-party services, each with their own privacy policies:

We encourage you to review the privacy policies of any third-party services you interact with.

10. International Data Transfers

Our servers are located in the United States. If you are accessing the Service from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States.

By using the Service, you consent to the transfer of your information to the United States, which may have different data protection laws than your country of residence.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

Your continued use of the Service after changes take effect constitutes acceptance of the revised Privacy Policy.

12. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Zero Deficit LLC

Email: privacy@zerodeficitccrnprep.com

Support: support@zerodeficitccrnprep.com

For California residents: You may also submit requests by calling our toll-free privacy request line (available upon request via email).